Advantage Elite Term is an individual term life insurance product offering you and your family members five great options for fully guaranteed, level term protection — 5, 10, 15, 20 and 30 years. That means you can "lock in" an annual premium amount for the term you selected. The premium rates compete with internet offers and reward members in good health by offering two preferred rate classes.

You may also apply for the Waiver of Premium Agreement, the Accelerated Death Benefit Agreement, and the Child Term Agreement. With conversion opportunities that are among the best in the industry, this product offers members the term life insurance protection they need today as well as the opportunity to meet future needs with permanent life insurance.

You may apply for life insurance coverage between $100,000 and $10 million.

• Who is eligible to apply?
• Learn about Waiver of Premium Agreement
• Learn about Accelerated Benefit Agreement
• Learn about Child Term Agreement
• Learn about superior conversion opportunity - Providing life insurance protection today and the opportunity to meet future needs with permanent life insurance.