One key to making sound financial decisions is to get your priorities in order. That's where the Financial Pyramid can help. The Financial Pyramid groups financial needs into three distinct stages, and emphasizes addressing needs in one stage before moving to the next.

1. Protecting against loss.
2. Accumulating wealth.
3. Preserving and transferring your assets.

Stage One
1.	Yes No	Have you established an emergency cash fund to meet short-term needs?
2.	Yes No	Have you obtained disability insurance to protect your income in the event of an injury or illness?
3.	Yes No	Do you have life insurance to financially protect your loved ones?
Stage Two
4.	Yes No	Are you investing to achieve a financially secure retirement?
5.	Yes No	Are you setting aside an adequate amount of money for college funding?
6.	Yes No	Are you making the right kind of investments for your goals?
Stage Three
7.	Yes No	Have you made succession plans for your business?
8.	Yes No	Do you have an organized approach to transferring your assets upon your death?
9.	Yes No	Have you taken advantage of the options available for charitable giving?
Areas you may want to explore further:

Organizing your financial matters is no simple task. An experienced professional can help by taking an objective look at your finances, and making recommendations that can help you address key needs.

Minnesota Life variable life and variable annuity products and Advantus mutual funds are distributed through:
Securian Financial Services, Inc.
400 Robert Street North, St. Paul, MN 55101-2098
Securities Dealer, Member NASD/SIPC
1-888-237-1838

For more complete information about Minnesota Life variable products or Advantus Mutual Funds, including charges and expenses, contact a Securian Financial Services registered representative to obtain a prospectus. Read the prospectus carefully before investing.

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